I am thankful to have a job. I’m EXTREMELY thankful to have a job with health benefits. I’m just irked with the health insurance right now.
The company I work for recently underwent an integration and became a part of a much larger company. The larger company does have awesome benefits which is part of why Alex and I elected to wait on an infertility treatments because the old health insurance covered…well nothing actually. Everything we were told was the new insurance would cover SOME costs.
Pshaw…I just signed up for our 2012 benefits and I called the new insurance company for clarification on some of the wording. Only for them to kindly inform me that they’ll cover the treatment of infertility only if it’s a medical diagnosis but once it enters “infertility” they don’t cover it.
So I asked if that meant they’d cover things like PCOS treatment, which is a medical condition that has been diagnosed so it’s not like I’m making this up y’all, and they said “Well no. Basically we’ll only cover it if your infertility is due to items like cancer.”
Sorry – I know I’ve never let loose crazy language here but I am so irked. Insurance companies go and say sure we’ll tell you that you have an issue but you’re screwed once it comes to TREATING it. It just makes me so dang angry. I’m not asking for a hand out or anything, I’m asking for the treatment of something that my body has led to be anything BUT free to not cost me my mortgage payment. I don’t see how that is an unreasonable wish.
Alex and I are continuing to put off this whole baby thing which just sucks because well, I’d kinda like to not be the LAST friend I know I.R.L. to have kids. I’m tired of people asking me “So are you trying yet? It will happen soon right?” and all I can ever say is we’re keeping our options open and will accept any blessing we receive.
Again – this isn’t a pity party. This is simply the facts…insurance doesn’t help women who want to become mothers but can’t. The system is totally jacked and sometimes….it pisses me off.
I’m really grateful I have people like my Mom and fellow bloggers like Craving Mommyhood who can relate. Ladies am I right about insurance or not?